A small firm with a singular purpose.
P & L Recovery was founded on a simple belief: when a government agency owes you money, you should not have to navigate a maze of paperwork to get it back.
Every year, billions of dollars in surplus funds, refunds, and unclaimed accounts go unclaimed because the rightful owners never learn they exist. Property tax overages, escrow surpluses, foreclosure surpluses, uncashed checks, dormant accounts — the list is long, and the agencies holding the money are not in the business of finding you.
We are. Using the Freedom of Information Act and decades of investigative experience, our team locates funds, verifies the rightful owner, and handles every step of the recovery process on a contingency basis. You pay nothing up front. If we do not recover, you owe us nothing.
Discretion, accuracy, and persistence are not slogans here — they are how we earn the trust of every client we represent.
Ginger Pickett
P & L Recovery was founded by Ginger Pickett — a veteran, an animal lover, and a tireless advocate for people owed money they may not even know about.
Ginger served her country with the same discipline and persistence she now brings to every recovery case. As a woman-owned and veteran-owned business owner, she built P & L Recovery on the values she learned in service: accountability, follow-through, and looking out for the person next to you.
Her approach is hands-on. She vets every case personally, walks clients through the process in plain language, and treats each recovery as if it were her own family's money on the line — because to her, it is that personal.
Her animals
When she's not working a case, Ginger is with her animals — horses, dogs, goats, and a calico who runs the house. They keep her grounded and remind her why persistence and patience always pay off.
Her music
Music is Ginger's other great love. She sings and plays acoustic guitar and bass, and it's how she unwinds and recharges between cases.